In the insurance and finance industries, modern systems let insurers handle big volumes of data, stay compliant, and keep everything connected. They make it easier to process claims quickly, manage policies with fewer mistakes, etc. By improving efficiency and customer experience, insurance software gives businesses a strong edge in a competitive market.
In this article, we would like to introduce leading insurance software development companies, especially in Vietnam, showing how they stand out in supporting insurers and financial institutions with modern digital solutions.
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Company | Min. Project Size | Avg. Hour Rate | Location |
INNOTECH (2014) | $25,000+ | Undisclosed | Ho Chi Minh City |
Relia Software (2011) | $10,000+ | $25–$49 | Ho Chi Minh City |
Designveloper (2013) | $10,000+ | $25–$49 | Ho Chi Minh City |
Luvina (2004) | $5,000+ | < $25 | Hanoi |
FPT Software (1999) | $1,000+ | < $25 | Ho Chi Minh City |
TMA Solutions (1997) | $50,000+ | < $25 | Ho Chi Minh City |
Digins Technology JSC (2022) | Undisclosed | Undisclosed | Hanoi |
Erax JSC (2024) | Undisclosed | Undisclosed | Ho Chi Minh City |
KMS Technology (2009) | Undisclosed | Undisclosed | Ho Chi Minh City & Da nang |
NashTech (2000) | $75,000+ | $50 - $99 | Hanoi, Da Nang, & Ho Chi Minh City |
INNOTECH
Innotech Vietnam is a technology company with a strong focus on fintech and insurtech. They provide insurance software development services covering policy management, claims handling, and risk assessment. With over a decade in the industry, this firm combines domain knowledge with modern technologies such as AI and eKYC to build secure and scalable platforms.
INNOTECH has been recognized with awards like the GlobalCIO Gold Award and the Time of Innovation Forum Grand Prix. Their reputation in the Vietnamese tech scene is tied to their ability to deliver software for financial institutions while maintaining compliance and efficiency.
Typical Insurance Software Development Project:
Innotech partnered with Manulife to build an InsurTech solution for mobile and web. It lets users manage accounts, savings, loans, payments, transfers, and pay bills or tickets. Built with Spring Boot, React Native, PostgreSQL, and Docker, Innotech kept clean code, continuous testing, and close collaboration, continuing as an extension of Manulife’s dev team.
Relia Software
Relia Software is a Vietnam-based development company known for building mobile applications and scalable web. Their services cover custom software development, DevOps, quality assurance, and AI solutions, making them a versatile partner for digital platforms.
They have been recognized on Clutch and other directories as one of the top app development companies in Vietnam. With a mid-sized team, Relia delivers full product development cycles, from design to deployment, with emphasis on quality and user experience.
Company Highlights:
- Named Top Developer in Asia by Clutch
- Listed in the Top 25 App Development Companies in Vietnam by The Manifest
- Recognized in categories: mobile app, blockchain development, and staff augmentation services
- Delivered 300+ applications across multiple industries since 2011
- Holds a 5.0 rating on Clutch for quality and client satisfaction
Designveloper
Designveloper, based in Ho Chi Minh City, is a well-known software company in Vietnam. Their team works on mobile and web apps, VoIP platforms, and also explores new technologies like AI and blockchain technology. With developers, designers, and consultants working together, they bring both technical skill and creative ideas to each project.
They focus on building software that is easy to use, reliable, and able to grow with the business. Featured on sites like Clutch and GoodFirms, Designveloper has served clients worldwide since 2013, including projects in finance and insurance where clear design and stability matter most.
Company Highlights:
- Listed as a Top Software Development Company in Vietnam by Clutch and GoodFirms
- Experience across fintech, insurance, and enterprise solutions
- Recognized for strong UI/UX capabilities alongside technical delivery
Luvina
Luvina is a long-established IT outsourcing firm in Vietnam with a strong focus on the BFSI sector, including insurance. They provide software solutions for policy and claims management, compliance, and financial systems.
The company has received multiple recognitions, including being listed among the Top 10 ICT Enterprises in Vietnam. With ISO 9001, ISO/IEC 27001, and CMMI Level 3 certifications, Luvina ensures the quality, security, and reliability of their services for clients.
Typical Insurance Software Development Project:
Luvina built an insurance management system tailored to elderly care, allowing users and insurers to manage health policies, claims, and services in one place. It brings together medical history, coverage, and billing data, and supports clear roles for patients, providers, etc. Luvina handled design, frontend and backend development, testing, and QA, with a strong focus on data security and a senior-friendly interface.
FPT Software
FPT Software is the largest IT services company in Vietnam with global offices and thousands of engineers. It offers a broad portfolio covering cloud, AI, automation, and digital transformation, with dedicated insurance solutions.
The company has won multiple awards and is consistently listed among Vietnam’s Top 10 Outstanding Digital Technology Enterprises. Its scale and technical depth make it a trusted partner for enterprises in finance and insurance.
Typical Insurance Software Development Project:
FPT Software created Insurance360 (i360), a modern platform for a global life insurer to automate underwriting and claims. The system now processes around 140,000 customer requests each year, helping reduce manual work, minimize errors, and speed up response time. FPT’s team worked with the insurer’s staff to move old processes into the new platform smoothly, keeping operations stable and data safe.
TMA Solutions
TMA Solutions is one of Vietnam’s oldest and largest outsourcing companies, founded in 1997. With thousands of engineers, it serves global clients in industries including insurance, where it offers application frameworks and modular systems.
The company has been named in Vietnam’s Top 10 Digital Technology Companies. Its insurance framework includes policy, claims, CRM, and agent portal modules, helping insurers speed up digital adoption.
Typical Insurance Software Development Project:
TMA Solutions created an insurance app that lets companies and repair shops manage the whole car repair process after an insurance claim. The app shows repair progress with real-time images and updates, connects customers with repair shops for support, and automatically generates reports for insurers. This solution makes the process clearer, faster, and easier for everyone involved.
Digins Technology JSC
Digins Technology is another Vietnam-based company with a niche focus on insurance governance systems. They design and deliver platforms that support product distribution, compliance, and business management for insurers. Although smaller in scale compared to large outsourcing firms, Digins stands out for its specialization in insurance systems and its alignment with insurer business processes.
Typical Insurance Software Development Project:
AAA Insurance joined with Digins Technology and Erax JSC to build the Blue Ocean System, a governance and distribution platform for insurance. In this project, Digins Technology JSC is responsible for building the system’s core functions that help AAA manage products and sell through different channels, while making sure the system is delivered smoothly and on time.
Erax JSC
Erax JSC is a consultancy-driven company that supports insurance organizations in defining and implementing governance and compliance systems. Their strength lies in domain knowledge rather than large-scale coding delivery. They are often involved in ensuring functional adequacy and compliance of insurance platforms, acting as a bridge between insurers and technology providers.
Typical Insurance Software Development Project:
Taking the same Blue Ocean System project, Erax JSC takes on the role of supervision and advisory. They are responsible for monitoring the system’s development, evaluating its functions, and giving guidance to ensure the platform meets AAA Insurance’s business needs and regulatory standards. Their work helps align the technology with insurance operations and secure the quality of the final system.
KMS Technology
KMS Technology is a global software development company with major delivery centers in Vietnam. Their services include product engineering, QA automation, cloud, and digital solutions, with experience in BFSI and insurance.
The company has earned repeated recognition from VINASA as a Top 10 IT Services and Outsourcing Company. With ISO 27001 certification and a global footprint, KMS combines quality standards with international delivery capacity.
Typical Insurance Software Development Project:
KMS Solutions partnered with AxeFinance to deliver the Axe Credit Portal. This is a digital lending platform designed to simplify and speed up loan applications and approvals.
KMS contributed to the design, development, and integration of the system, ensuring smooth customer onboarding and reliable performance. The portal allows users to submit loan requests online while giving financial institutions better tools to review applications, manage risks, and handle workflows more efficiently.
NashTech
NashTech is a global IT services company with strong operations in Vietnam. They provide digital transformation, outsourcing, and industry-specific solutions, with insurance listed as a key vertical.
In 2024, NashTech was honored as one of Vietnam’s Top 10 ICT Companies. With international presence and local recognition, they combine scale with domain expertise in areas like insurtech and enterprise software.
Typical Insurance Software Development Project:
NashTech revamped a “quote-and-buy” insurance platform to provide an improved customer experience. The new system enables users to request quotes, compare offerings, and purchase policies directly online. NashTech also upgraded backend services and integrated APIs that connect with underwriting, pricing, and payment systems, making the entire process smoother and more responsive for both insurers and customers.
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Conclusion
The listed insurance software development companies above have proven their ability to deliver secure, efficient, and user-friendly platforms for complex operations. They all combine technical skills with industry knowledge to help insurers modernize their systems and improve customer service.
As you choose a partner for your insurance project, look for an insurance software development company with solid finance experience, strong security practices, and the capacity to handle complicated workflows.
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